Simplifying Personal Finance

How to amass Generational Wealth in our fiat economy.

We empower you to become in control of your personal finances
by teaching you how to implement the Private Reserve System™
to optimize your cashflow, net-worth and quality-of-life in America.

Our vision

To foster economic independence and wealth in America.

why

We exist to close the wealth gap—in America—one person at a time.

how

We help you to accumulate, distribute and transfer wealth.

what

We teach you how to
plan and manage cash-flow,
net-worth, and risk.

Our MISSION

To help 1-million Americans amass Generational Wealth.

Our DEFINITION

What is Personal Finance?

The planning and management of income, expenses, assets and liabilities to
minimize risk and maximize cash-flow, net-worth and standard-of-living.

The MICro-Economy

The 6-Core fundamentals

The economic factors that you DO control.

How You Earn Money

To finance the standard-of-living that you desire, now and while in retirement with:
1) active, 2) portfolio, and 3) passive income.

How You Save Money

To finance your family’s future liabilities such as: automobiles, college educations, homes, vacations, weddings, retirement, etc… 

How You Spend Money

To finance recurring cost-of-living expenses such as: clothing, debt, housing, healthcare, food, insurance, transportation, utilities, etc...

How You Borrow Money

To finance purchases such as: 1) assets (items that produce income or capital appreciation) and 2) liabilities (items that create an expense).

How You Lend Money

To individuals, businesses, and governments (local, state, and federal) that want to finance their assets or liabilities with OPM, for a fee.

How You Invest Money

To produce: 1) capital appreciation (short/long term capital gains) and or 2) cashflow (passive and (or) portfolio income) with assets.

The Macro-ECONOMY

The 4-phases of The Cycle

The economic factors that you DO NOT control.

PHASE-1

Expansion

Bullish Economy.

PHASE-2

Peak

Top-Of-Economy.

PHASE-3

Contraction

Bearish Economy.

PHASE-4

Trough

Bottom-Of-Economy.

Our Methodology

The Stewardship Paradigm™

The ethic (set-of-principles) to make, keep, and grow money.

Our method

The Private Reserve System™

The framework to make, keep, and grow money.

Accounting

Record income, debt, assets, and liabilities.

Banking

Accept, safeguard, and lend money for a fee.

Economics

Produce, consume, and transfer wealth.

Finance

Plan and manage cash-flow, net-worth, and risk.

Our Mechanism

The POLI™ Contract

The asset to make, keep, and grow money.

PHASE-1

Accumulate

Capital on
a tax-free basis.

PHASE-2

Distribute

Capital on
a tax-free basis.

PHASE-3

Transfer

Capital on
a tax-free basis.

how it works

Create Your Financial Environment

To close the gap—between where you are—and where you want to be.

STEP-1

Budget

To create positive cashflow and surplus capital.

STEP-2

Insure

To manage risk and safeguard surplus capital.

STEP-3

Save

To accumulate capital and accrue compound interest.

STEP-4

Borrow

To leverage (OPM) and make money with money.

STEP-5

Invest

To generate cashflow and capital appreciation.

the benefits

Economic Independence & Wealth

Become in control of your cash-flow, net-worth and risk.

Maximize
Cashflow

Protect
Assets

Compound
Interest

Produce
Income

Finance
Expenses

Finance
Liabilities

Finance
College

Finance
Retirement

Leverage
(OPM)

Finance
Real Estate

Finance
Business

Amass
Wealth

COURSE

(Do-It-Yourself) implementation

 How to manage cash-flow, net-worth and risk.

Optimize
Cash-Flow

How to manage income to realize surplus capital.

Optimize
Net-Worth

How to manage capital to accumulate assets.

Minimize
Risk

How to manage assets to yield passive income.

PRODUCTs

Control Your Financial Environment

To finance the standard-of-living that you desire.

Accumulate

To accumulate wealth in the most tax-advantaged manner.

Distribute

To distribute wealth in
the most tax-advantaged manner.

Transfer

To transfer wealth in
the most tax-advantaged manner.

service

(done-with-you) implementation

To help you amass Generational Wealth.

Optimize
Cash-Flow

How to manage income to realize surplus capital.

Optimize
Net-Worth

How to manage capital to accumulate assets.

Minimize
Risk

How to manage assets to yield passive income.

TESTIMONIALs

Shared By Our Client's

We measure our success by our client’s results.