DONUMVITA

Life Insurance Made Simple.

We help people to amass Generational Wealth while managing risk.
The only question is… will we help YOU?

Our vision

To foster economic independence and wealth in America.

why

We exist to close
the wealth gap in America one person at a time.

how

We help you to accumulate, distribute and transfer wealth
while minimizing exposure.

what

We teach you how to
plan and manage cash-flow, net-worth and risk.

Our MISSION

To help 1-million Americans amass Generational Wealth.

DEFINition

What Is Personal Finance?

The planning and management of income, expenses, assets and liabilities to
minimize risk and maximize cashflow, net-worth and standard-of-living.

The MICro-Economy

Your Individual Economy

The 6-core activities of personal finance.

How You Earn Money

To finance the standard-of-living that you desire, now and while in retirement with:
1) active, 2) portfolio, and 3) passive income.

How You Save Money

To finance your family’s future liabilities such as: automobiles, college educations, homes, vacations, weddings, retirement, etc… 

How You Spend Money

To finance monthly cost-of-living expenses such as: clothing, debt, housing, healthcare, food, insurance, transportation, utilities, etc...

How You Borrow Money

To finance purchases such as: 1) assets (items that produce income or capital appreciation) and 2) liabilities (items that create an expense).

How You Lend Money

To individuals, businesses, and governments (local, state, and federal) that want to finance their assets or liabilities with OPM, for a fee.

How You Invest Money

To produce: 1) capital appreciation (short/long term capital gains) and or 2) cashflow (passive and (or) portfolio income) with assets.

The Macro-ECONOMY

The National Economy

The 4-phases of the economic cycle.

PHASE-1

Expansion

Bullish Economy.

PHASE-2

Peak

Top-Of-Economy.

PHASE-3

Contraction

Bearish Economy.

PHASE-4

Trough

Bottom-Of-Economy.

Our Methodology

The Stewardship Paradigm™

The ethic to make, keep and grow money.

Our method

The Private Reserve System™

 The process to make, keep, and grow money.

STEP-1

Budget

To create positive cashflow and surplus capital.

STEP-2

Insure

To manage risk and safeguard surplus capital.

STEP-3

Save

To accumulate capital and accrue compound interest.

STEP-4

Borrow

To leverage (OPM) and make money with money.

STEP-5

Invest

To generate cashflow and capital appreciation.

Our Mechanism

The POLI™ Contract

The asset to amass Generational Wealth.

PHASE-1

Accumulate

Capital on
a tax-free basis.

PHASE-2

Distribute

Capital on
a tax-free basis.

PHASE-3

Transfer

Capital on
a tax-free basis.

how it works

Create your own financial System

To become in control of your financial environment through…

Accounting

Record income, debt, assets and liabilities.

Banking

Accept, safeguard, and lend money for a fee.

Economics

Produce, consume, and transfer wealth.

Finance

Plan and manage cash-flow, net-worth and risk.

the benefits

Control Your Financial Environment

To close the gap—between where you are—and where you want to be.

Maximize
Cashflow

Protect
Assets

Compound
Interest

Produce
Income

Finance
Expenses

Finance
Liabilities

Finance
College

Finance
Retirement

Leverage
(OPM)

Finance
Real Estate

Finance
Business

Amass
Wealth

our Program

Becoming a Financial Steward

 How to make, keep and grow money in the fiat economy.

Cash-Flow

How to create a budget to realize positive cash-flow and surplus capital.

Net-Worth

How to invest capital in assets to realize income and capital appreciation.

Risk

How to plan & manage volatility to keep & grow money in any economy.

Our PRODUCTs

yield the Income that you need

To finance the standard-of-living that you want.

Life Insurance

The benefits of life insurance are: 1) cash-value accumulation and 2) lump sum death settlements, on a tax-free basis.

Annuities

The benefits of annuities are: 1) qualified & 2) non-qualified retirement distributions, on a tax-deferred basis.

our service

Wealth Management Consulting

 To accumulate, distribute and transfer wealth.

Accumulate Wealth

Outside of Wall Street
on a tax-free basis.

Distribute Wealth

Outside of Wall Street
on a tax-free basis.

Transfer Wealth

Outside of Wall Street
on a tax-free basis.

TESTIMONIALs

Shared By Our Client's

We measure success by result’s of our client’s.