DONUMVITA

Want control of your finances?

We help Americans to amass Generational Wealth.
The only question is… will we help YOU?

Our vision

Economic independence and wealth in America.

why

We exist to close
the wealth gap in America one family at a time.

how

We help you to accumulate, distribute and transfer wealth
while minimizing exposure.

what

We teach you how to
plan and manage cash-flow, net-worth and risk.

Our MISSION

To help 1-million Americans amass Generational Wealth.

DEFINition

What Is Personal Finance?

The planning and management of income, expenses, assets and liabilities to
minimize risk and maximize cashflow, net-worth and standard-of-living.

The MICro-Economy

Your Individual Economy

The 6-core activities of personal finance.

How You Earn Money

To finance the standard-of-living that you desire, now and while in retirement with:
1) active, 2) portfolio, and 3) passive income.

How You Save Money

To finance your family’s future liabilities such as: automobiles, college educations, homes, vacations, weddings, retirement, etc…

How You Spend Money

To finance monthly cost-of-living expenses such as: clothing, debt, housing, healthcare, food, insurance, transportation, utilities, etc...

How You Borrow Money

To finance purchases such as: 1) assets (items that produce income or capital appreciation) and 2) liabilities (items that create an expense).

How You Lend Money

To individuals, businesses, and governments (local, state, and federal) that want to finance their assets or liabilities with OPM, for a fee.

How You Invest Money

To produce: 1) capital appreciation (short/long term capital gains) and or 2) cashflow (passive and (or) portfolio income) with assets.

The Macro-ECONOMY

The National Economy

The 4-phases of the economic cycle.

PHASE-1

Expansion

Bullish Economy.

PHASE-2

Peak

Top-Of-Economy.

PHASE-3

Contraction

Bearish Economy.

PHASE-4

Trough

Bottom-Of-Economy.

Our Methodology

The Stewardship Paradigm™

The ethic to make, keep and grow money.

Principle #1: Commit To Better Results
"1) With better awareness, 2) You will be able to make better choices, and
3) With better choices you will be able to achieve better results."

Principle #2: Increase Your Financial Education
"With a sound financial education, a person can use taxes, debt, inflation, and
retirement to become rich rather than poor."

Principle #3: Apply Principle-Based Behavior
“Principles are fundamental truths that serve as the foundations for behavior that
gets you what you want out of life. They can be applied again and again in
similar situations to help you achieve your goals.”

Principle #4: Control Your Financial Environment
"Somehow or another, it never dawns on most financial gurus that you can
control the financial environment in which you operate. Perhaps it is caused by
a lack of imagination, but whatever the cause, learning to control it is the most
profitable thing that you can do over a lifetime."

Principle #5: Make Money With Money
"Money makes money. And the money that
money makes, makes money."

Principle #6: Never Lose Money
Rule number one: "Never lose money.
Rule Number Two: Never forget Rule Number One."

Principle #7: Earn Uninterrupted Compound Interest
“Compound interest is the eighth wonder of the world.
He who understands it, earns it; he who doesn't, pays it.”

Our method

The Private Reserve System™

The process to make, keep, and grow money.

STEP-1

Budget

To create positive cashflow and surplus capital.

STEP-2

Insure

To manage risk and safeguard surplus capital.

STEP-3

Save

To accumulate capital and accrue compound interest.

STEP-4

Borrow

To leverage (OPM) and make money with money.

STEP-5

Invest

To generate cashflow and capital appreciation.

Our Mechanism