DONUMVITA

Do you want more capital?

We help people to .
 Our only question is, will we help YOU?

Our vision

To foster economic independence and wealth in America.

why

We exist to close the wealth gap—in America—one family at a time.

how

We help you to accumulate, distribute and transfer wealth.

what

We teach you how to
plan and manage cash-flow,
net-worth, and risk.

Our MISSION

To help 1-million Americans amass Generational Wealth.

DEFINition

What Is Personal Finance?

The planning and management of income, expenses, assets and liabilities to
minimize risk and maximize cashflow, net-worth and standard-of-living.

The MICro-Economy

The 6-Core fundamentals

The economic factors you DO control.

How You Earn Money

To finance the standard-of-living that you desire, now and while in retirement with:
1) active, 2) portfolio, and 3) passive income.

How You Save Money

To finance your family’s future liabilities such as: automobiles, college educations, homes, vacations, weddings, retirement, etc… 

How You Spend Money

To finance monthly cost-of-living expenses such as: clothing, debt, housing, healthcare, food, insurance, transportation, utilities, etc...

How You Borrow Money

To finance purchases such as: 1) assets (items that produce income or capital appreciation) and 2) liabilities (items that create an expense).

How You Lend Money

To individuals, businesses, and governments (local, state, and federal) that want to finance their assets or liabilities with OPM, for a fee.

How You Invest Money

To produce: 1) capital appreciation (short/long term capital gains) and or 2) cashflow (passive and (or) portfolio income) with assets.

The Macro-ECONOMY

The 4-Phase Economic Cycle

The economic factors you DO NOT control.

PHASE-1

Expansion

Bullish Economy.

PHASE-2

Peak

Top-Of-Economy.

PHASE-3

Contraction

Bearish Economy.

PHASE-4

Trough

Bottom-Of-Economy.

Our Methodology

The Stewardship Paradigm™

The ethic to make, keep, and grow money.

Our method

The Private Reserve System™

 The process to make, keep, and grow money.

Accounting

Record income, debt, assets, and liabilities.

Banking

Accept, safeguard, and lend money for a fee.

Economics

Produce, consume, and transfer wealth.

Finance

Plan and manage cash-flow, net-worth, and risk.

Our Mechanism

The POLI™ Contract

The asset to make, keep, and grow money.

PHASE-1

Accumulate

Capital on
a tax-free basis.

PHASE-2

Distribute

Capital on
a tax-free basis.

PHASE-3

Transfer

Capital on
a tax-free basis.

how it works

Manage Your Own Financial System

To create economic independence and wealth.

STEP-1

Budget

To create positive cashflow and surplus capital.

STEP-2

Insure

To manage risk and safeguard surplus capital.

STEP-3

Save

To accumulate capital and accrue compound interest.

STEP-4

Borrow

To leverage (OPM) and make money with money.

STEP-5

Invest

To generate cashflow and capital appreciation.

the benefits

Control Your Financial Environment

To close the gap—between where you are—and where you want to be.

Maximize
Cashflow

Protect
Assets

Compound
Interest

Produce
Income

Finance
Expenses

Finance
Liabilities

Finance
College

Finance
Retirement

Leverage
(OPM)

Finance
Real Estate

Finance
Business

Amass
Wealth

our COURSE

Take control of your finances

 To become in control of your cash-flow, net-worth and risk.

Cash-Flow

How to create a budget to realize positive cash-flow and surplus capital.

Net-Worth

How to invest capital in assets to realize income and capital appreciation.

Risk

How to plan & manage volatility to keep & grow money in any economy.

Our PRODUCTs

yield the Income that you need

To finance the standard-of-living that you want.

Life Insurance

The benefits of life insurance are: 1) cash-value accumulation and 2) lump sum death settlements, on a tax-free basis.

Annuities

The benefits of annuities are: 1) qualified & 2) non-qualified retirement distributions, on a tax-deferred basis.

our service

We Structure Your Financial System

To amass Generational Wealth on a tax-free basis.

Accumulate Wealth

In all phases of
the economic cycle

Distribute Wealth

In all phases of
the economic cycle.

Transfer Wealth

In all phases of
the economic cycle

TESTIMONIALs

Shared By Our Client's

We measure success by result’s of our client’s.